The dramatic rise of financial fraud has become a scary trend in today’s world. According to recent studies, approximately 9.2 million Americans endured identity theft crimes in 2004, costing consumers $5 billion, and banks and corporations $48 billion. The growth of the crimes has resulted in a renewed curiosity about advanced security means. Institutions are increasingly demanding more reliable, less costly authentication and authorization for everyday activities, such as for example performing financial transactions, boarding an aircraft, entering a secure physical location or crossing international borders.
Biometrics is an emerging technology that is quickly garnering wide attention for its promises to alleviate security breaches and offer methods to key challenges, such as for example financial theft and fraud, faced by real-world enterprises. Biometrics is used to verify identity by way of physiological traits or behavioral characteristics which can be unique to every person and can not be forgotten, lost or stolen. 검증업체 It will take the shape of many different techniques such as for example hand geometry, iris or retinal scans, dynamic signature verification, face and voice recognition, fingerprinting and others.
Biometric handwriting characteristics are absolutely unique to an individual and virtually impossible to duplicate. Therefore, handwriting still remains one of the very most powerful human identifiers today. In dynamic signature verification, multiple biometric characteristics of a trademark under consideration are scrutinized and compared against a reference signature kept on file to produce a conclusion about gauge the confidence value of the signature’s genuineness. If several genuine reference signatures are available, the measure of the stability of the particular feature is developed and used to estimate the probability of deviations observed in the questionable signature.
The absolute most advanced signature verification systems employ a powerful mix of engines using different approaches for comprehensive signature verification. Each engine analyzes biometric characteristics such as for example speed, acceleration, deceleration, stroke sequencing and length, pen pressure and timing information received directly during the act of signing together with other innovative technology that scrutinizes signature shape. Finally, the outcomes received from various ways of analysis are combined to offer a reliable measure of the likelihood of coincidence involving the signature under consideration and genuine reference signature(s). The success of dynamic signature verification in such systems utilizes analysis of graphical representation of a trademark and biometric characteristics received during the procedure of signing. Usage of several independent ways of analysis leads to a dramatic performance improvement and adds substantial robustness to the signature verification software.
Since there are a variety of characteristics active in the analysis, the biometric signature verification technology can ensure a higher efficiency of verification even though certain characteristics of signing (i.e. pressure) are not tracked. This important facet of signature authentication reduces dependence on the type, specifics and quality of pen-enabled or pointing devices. For instance, pressure characteristics are extremely important if the signature is obtained on pressure sensitive devices and less important if captured on pointing devices built into many laptop computers which are not sensitive to exerted pressure.
Technological advancements have increased the accuracy of biometrics systems while making them more widely affordable as a feasible approach to verification. Due to the level of reliability, convenience and high security that biometrics provides, it is being used extensively in several applications to offer a competitive edge to alternative technologies. At once, not absolutely all biometric methods are equally acceptable in most industries and all applications. Among the greatest challenges of biometrics are privacy concerns due to its relatively intrusive nature. It is for this reason, like, that fingerprinting and iris scans are not accepted in many retail, banking and financial services applications. Dynamic signature verification is a much more easily digested biometric approach to identification. The act of signing one’s name is socially accepted and commonplace inside our legal and commercial lives. Therefore, individuals are less inclined to object for their signature being confirmed when compared with other possible biometric analyses. This permits dynamic signature verification to be seamlessly built-into existing working processes.
Not just is dynamic signature verification minimal controversial of current biometric methods on the market, it is also one of the very most accurate, intuitive, fast and economical and operates with compact data. All these factors ensure it is a perfect solution for document authentication and enterprise workflow. Nowadays a wide range of equipment can be acquired for digitizing signatures: palmtop or PDA-type devices, digitizer tablets, pointing devices, and smart phones. Biometric signature verification software universally supports any form of pen-enabled input device on which a trademark is written.
The perfect solution is can supports any signature authentication application, from homeland security to banking and retail applications, providing organizations and people with enhanced security and control over the documents and transactions which can be originated, transacted and stored in today’s business environments. Based on state-of-the-art technology, signature verification software extracts maximum data concealed in a biometric signature, captured with a digitizer, and converts the info to information that enables an even more reliable detection of forgery than some other solution available on the market, including manual verification.